As a homeowner, you need two types of insurance to protect yourself against the unexpected. Homeowner’s insurance covers the structure of your property, while household insurance covers the contents “your possessions”. If you own a home, you need both Home Owner’s insurance and Household insurance. Home Owners Insurance – relates to the structure of your [...]

Any risk which can be quantified probably has a type of insurance to protect it. If the coverage is unique, the insured will pay a correspondingly more expensive premium. Lloyd’s typically accepts special coverages. (e.g. the insuring of Tina Turner’s legs). Among the different Insurance Types are: Vehicle Insurence In the GB named motor insurance, [...]

It’s an unfortunate fact of life, but each of us is going to die someday. In the back of people’s minds is that if they buy life insurance, it will somehow hasten their demise. Not smart. And not true. Remember the Boy Scout’s motto “Always be Prepared”. With that in mind, you can calmly surf [...]

Insurance fraud is the second costliest white-collar crime in America, after tax evasion. It is estimated that $80 billion is paid out each year in fraudulent insurance claims. It is estimated by the Coalition Against Insurance Fraud that the average American household pays over $950 a year in additional premiums to cover the cost of [...]

When you start a home-based business, buying insurance may not be your first priority, but you cannot afford to ignore it either. When the unexpected happens — and it will — having insurance coverage may mean the difference between the success and failure of your home-based business. You may not require all types of insurance [...]