Though popular among todays aging Baby Boomers and members of the Mature or Senior markets, annuities can be traced back to ancient Greece. The term annuity comes from the Greek word annusor yearand refers to annual income payments. Similarly, in ancient Rome citizens would make one-time payments to a contract called annua in exchange for [...]
An automobile accident can be a terrifying event for anyone, even when there are no injuries sustained. However, it is still necessary to take proper action after the collision to make filing auto insurance claims as simple as possible. Filing auto insurance claims may seem demanding at first glance, but following the correct steps can [...]
Filing a homeowners insurance claim can be done with ease if the proper procedures are followed correctly. Periodically reviewing your insurance policy and keeping up to date with what your duties and responsibilities for your specific plan are will assist tremendously when filing a homeowners insurance claim. First things first when filing your homeowners insurance [...]
Don’t let your vet burn a hole in your pocket Don’t let your vet burn a hole in your pocket Most pet owners treat their pets like their own family members. So, when their pets fall ill, they do not hesitate to pay any amount of money to get their pets on the road to [...]
Insurance is always a gamble, a bet actually. You are betting that youll eventually get sick or hurt. And your insurance company is betting that youll stay healthy. If you stay healthy your whole life, but still pay into insurance, thats great for the insurance company. Actually, its great for you too, because you got [...]
Home Insurance is designed to provide you with financial protection against any damage and possible risks that your property and possessions within it may face against unforeseen events and circumstances. Home insurance is commonly taken to describe both buildings insurance, which insures the fabric of your property, and contents insurance, which covers your belongings. Basically [...]
When we talk about insurance the thing you have to remember is that always the price of your house must be higher then the value of the mortgage. This is not a hard thing to take care of if you like your house and care about the quality of your life. In case something goes [...]
A new financial tool is now available for senior citizens. Life Insurance Settlements are quickly becoming a way for seniors to receive money from an under performing or costly life insurance policy. A life insurance settlement is the sale of a life insurance policy (whole life, term, universal life, etc.) covering the life of one [...]
When I was a lad, some 25 years ago, the Insurance Company called to your door every month to collect your life insurance premium. My recollection is of a drab suited man having to run the gauntlet of neighbourhood dogs rather like the postman. Then through the eighties more and more people found their wages [...]
Disability insurance covers you for an extended period of time. Should you be injured or take ill and as a result be unable to perform the duties of your employment, you will be covered under short term disability, then long term disability insurance will cover you. The coverage can be for a period ranging up [...]
