When it becomes law, families will save on their premiums,” President Obama declared in his weekly radio address before Christmas, pitching his health care reform.                                      If only that were so. Nobody who tracks health insurance sees any sign of softening premium prices for people who already have insurance, Obamacare or not. Premiums for 2010 were [...]

Health Savings Accounts offer tax deductions for medical expenses, and the opportunity to set up an additional retirement account. But regardless of any other positive benefit of HSAs, lower premiums are the primary reason that thousands of Americans have chosen Health Savings Accounts as the best way to protect their family’s health and assets. Here [...]

Rates cannot determine all The bottom line when it comes to insurance is not the rate. Most rates are incredibly competitive when all of the factors are included. Anyway, what good is a low rate if the company that you are paying a low rate to does not pay when you file a claim? This [...]

Kids today face an ever growing number of temptations ranging from drinking and smoking, drugs, gambling and pre-martial sex. Unfortunately, due to their youth and inexperience they fail to realize that what they do in their youth can have a great effect on their quality of life as they grow older. On the other hand, [...]

With the ever-increasing cost of health care, procedures and medicines, it’s no wonder that the cost of health insurance has also dramatically risen over the past few years. But as that’s happened, insurance companies and the government have seen the potential negative impact of families and individuals without insurance. There are some things you can [...]

Everything You Need To Know About Choosing A Health Insurance Plan The purpose of health insurance is to protect you from the alarming cost of medical care by providing you with insurance coverage for specified health and medical care services. Generally, you will pay a monthly premium, a deductible, and co-payments for services you receive. [...]

The top 5 Goverment Approved Whistle Blowing Tips Next Time You Go Shopping For Low Cost Health Insu So, you’ve decided to renew or purchase a health insurance policy. Shop Carefully Before You Buy. Policies differ as to coverage and cost, there are many companies and they differ as to service. Do your homework, contact [...]

Parents often question the wisdom of purchasing life insurance for children. As children are generally not contributors to a family’s financial well-being, many wonder if life insurance is really necessary. Financial experts will often argue that money spent on life insurance for children could be better spent by investing in college plans or other accounts. [...]

Health Insurance Plans: What You Buy When You Buy Health Insurance What do PPOs, HMOs, and POS plans have in common? They are all forms of managed health plans, and you need to be familiar with them when you shop for health insurance. PPO means preferred provider organization; HMO means health maintanence organization, and POS [...]

Exploring the Health Savings Account; is it right for you? The healthcare insurance marketplace, working with the federal government, has recently begun to offer an alternative to traditional health insurance. This new option, known as the Health Savings Account, is designed to give consumers more control and accountability for their health care spending and to [...]