The Consolidated Omnibus Budget Reconciliation Act of 1985, or COBRA, allows unemployed workers to keep their health insurance from their previous employer for up to 18 months. Up until the 15-month subsidy was approved last year as part of the federal economic stimulus bill, laid-off workers were required to pick up the full premium. With [...]

It is an old saying Health is Wealth. The most important step to maintain this wealth is to get a health insurance policy for you as well as your family. But, sometimes the premiums of such policies can leave you in and out of the budget situation. Can you really do something to bring down [...]

Health insurance can be a very frustrating subject for some people. Typical health plans are very expensive, and they have many restrictions. More than likely, they will only cover medical bills from a select few health care professionals that are in their network. Pre-existing conditions are more than likely not covered in the insurance policy. [...]