The Consolidated Omnibus Budget Reconciliation Act of 1985, or COBRA, allows unemployed workers to keep their health insurance from their previous employer for up to 18 months. Up until the 15-month subsidy was approved last year as part of the federal economic stimulus bill, laid-off workers were required to pick up the full premium. With [...]

Several key changes are necessary to get control of the costs associated with the run away health care system in the United States. Here are just a few suggestions: 1) Cost information about medical procedures and cost comparisons to alternative treatments need to be more easily available so that consumers can make better educated health [...]

HSA is designed and introduced to reduce the health care cost for both employers and employees. Health savings account (HSA) is tax privileged savings plans offered to taxpayers in the United States to deposit money to cover current and future medical expenses.HSA provides tax-free savings account for medical expenses and introduced to reduce the current [...]