The Consolidated Omnibus Budget Reconciliation Act of 1985, or COBRA, allows unemployed workers to keep their health insurance from their previous employer for up to 18 months. Up until the 15-month subsidy was approved last year as part of the federal economic stimulus bill, laid-off workers were required to pick up the full premium. With [...]

Keeping health insurance after a layoff without government assistance would eat up 72 cents of every dollar of unemployment benefits for average Kansas workers and their families. And the expiration of such assistance in the federal stimulus act threatens to push millions of laid-off workers nationwide into the ranks of the uninsured. Those are the [...]

Affordable Individual Health Insurance – How To Control Your Own Insurance Costs The need for affordable individual health insurance is becoming more prevalent because of the rising numbers of self-employed. Entrepreneurs are changing the landscape. Home-based businesses are growing at a phenomenal pace. The enormous growth of small business has generated a greater demand for [...]

Affordable Individual Health Insurance – How to Control Your Own Insurance Costs The need for affordable individual health insurance is becoming more prevalent because of the rising numbers of self-employed. Entrepreneurs are changing the landscape. Home-based businesses are growing at a phenomenal pace. The enormous growth of small business has generated a greater demand for [...]

During the mid eighties, the Consolidated Omnibus Budget Reconciliation Act set up by the Federal Laws designed coverage for workers that were dismissed from work as no fault of misconduct. The laws were issued to help citizens of American with medical expenses during layoff, strikes, decrease of work hours, and so forth. The policy is [...]

One big factor today if considering a change in employment is health insurance coverage. Many employers are being forced to reduce health coverage and increase employee contributions to the health insurance, it’s entirely possible that a job change will reduce if not eliminate your health insurance coverage. Other circumstances may also result in change in [...]

If you are fortunate enough to be self employed it can be extremely difficult to find affordable health insurance research indicates that many people dont go self employed for this very reason. Generally speaking, if you are employed by a large company, you have more options for affordable health insurance through your companys group plan. [...]